Homeownership comes with a big price tag. So, use our education programs and resources to make sure you ask the right questions to get the best rates and loan products and find the home that's right for you.Learn More About NWOC
Whether you're a first-time home buyer looking for a place to call your own, looking to refinance for a better rate or lock in a fixed rate, or a retiree looking to use a reverse mortgage as part of your retirement strategy, we've got you covered.
We also know that home ownership can feel out of reach for many people. Coming up with 20% to put down on a conventional loan may seem insurmountable. But, we understand how important it is to know your rent won't go up, not have to ask before you paint your living room, and stay in one place long enough to build community. So, we offer down payment assistance programs for qualified borrowers and the education courses required to meet the terms of those programs.
Have the Experience to Help You Find a Home, Talk With Authority About Loan Options, and Know Your Community
Buying a home is a big decision. So is choosing a real estate agent. At NeighborWorks Orange County, we wanted to make sure that first time home buyers, especially those using special loan products and down payment assistance, are helped by a person who cares and isn't focused on the up-sell. So, we created our own team to help you.
Our agents are licensed REALTORS®, which means they've received specific training and follow an extensive code of ethics. They also have specialty training and certifications in the many types of loans and sales we handle on a regular basis. But, most of all, they've been working in our local community for decades. Trust our team to buy or sell your home.
"I have a space now where my kids can live better, have a place to do their homework and have a better quality of life"
"My experience with NeighborWorks Orange County as a first-time home buyer was wonderful! Without NWOC, I wouldn't have reached my goal. Their team's communication was fantastic, and the process was fast! Thank you!"
"Hace seis años por su conducto compré un condominio en Tustin, Ca.y l verdad que estoy bien satisfecho con los programas que me ofrecieron y contrataron. Six years ago I bought a condominium in Tustin, Ca., and I am really satisfied with the programs they offered me."
"My NWOC loan officer was very helpful in telling me where we were in the process. That was great!"
Our HUD-Certified Housing Counselors can help with identifying available resources to determine rent affordability and sustainability. Counselors can help you understand monthly budgeting, good rental practices and learn about your rights and responsibilities as a tenant. We are here to help you every step of the way, at no cost to you!
Home Equity Conversion Mortgage (HECM) loans are federally insured reverse mortgage products that help seniors (62+) access the equity in their homes without having to sell their homes.
A HUD-Approved Certified Housing Counselor is a trained professional who can guide you on the choices that may be available to prevent foreclosure. Each mortgage servicer and investor may offer borrowers alternative solutions that have different eligibility requirements. Every situation and solution is unique!
Home ownership transforms lives, increasing families’ and individuals’ access to financial stability and wealth. Our HUD Certified Counselors will provide homebuyers with a thorough assessment; understanding debt, credit, down payment programs with the goal of getting you mortgage ready from beginning to end.
This HUD Approved 8-Hour Homebuyer Education Course is ideal for homebuyers who will be purchasing within one year or are currently in escrow.
Our 90 minute Home Buying 101 is an entry-level class designed to prepare homebuyers with the fundamentals of becoming mortgage ready. Home buying related topics will be presented along with information for down payment programs.
This online Money Management course is available through eHome America's comprehensive and interactive online platform.