Skip To Main Content
EDUCATION COURSES & COUNSELING

Getting The Most From Homeownership

FREE Rental Counseling

Virtual

Our HUD-Certified Housing Counselors can help with identifying available resources to determine rent affordability and sustainability. Counselors can help you understand monthly budgeting, good rental practices and learn about your rights and responsibilities as a tenant. We are here to help you every step of the way, at no cost to you!

Learn More

FREE HECM Counseling

Virtual

Home Equity Conversion Mortgage (HECM) loans are federally insured reverse mortgage products that help seniors (62+) access the equity in their homes without having to sell their homes.

If your lender has asked you to complete HECM Counseling as a condition of your loan, we provide this line of service offered by our HUD Certified HECM Counseling Team.

Learn More

FREE Mortgage Delinquency & Default Counseling

Virtual

A HUD-Approved Certified Housing Counselor is a trained professional who can guide you on the choices that may be available to prevent foreclosure. Each mortgage servicer and investor may offer borrowers alternative solutions that have different eligibility requirements. Every situation and solution is unique!

Learn More

FREE Pre-Purchase Counseling Sessions

Virtual

Home ownership transforms lives, increasing families’ and individuals’ access to financial stability and wealth. Our HUD Certified Counselors will provide homebuyers with a thorough assessment; understanding debt, credit, down payment programs with the goal of getting you mortgage ready from beginning to end.

What Documents Do I Need?

These are also the documents you need to apply for a loan. If you have trouble finding any of these documents, reach out to the source. For tax returns, reach out to whatever service helped you file, and for bankruptcy documents, try reaching out to the court where your case was heard.

  • Three most current and consecutive pay stubs
  • Three most current, consecutive, and complete bank statements
  • Three most current and consecutive tax returns; Federal & State with W-2 and/or 1099 forms
  • Current Profit and Loss if self-employed
Book an Appointment

HUD Approved Homebuyer Education Course

Virtual

This virtual course is offered on consecutive Saturday's from 8:30am - 12:30pm; two four-hour sessions. Both sessions must be attended to receive the certificate.

This virtual advanced course is for homebuyers who will be purchasing within one year, are currently in escrow or eager to understand the homebuying process. This Advanced HUD Approved Course is $25 per person, one registration per person.

Key information on budgeting, credit, lending, real estate process, insurance and down payment assistance is covered. A HUD Homebuyer Certificate and valid for one year of the date of completion. 


2022 Dates:

October 15 & 22, 2022 (Session I and II)

November 5 & 12, 2022 (Session I and II)

December 3 & 10, 2022 (Session I and II)


Register for a Course


eHome America Homebuyer Education Course

Online

Take this Advanced Homebuyer Education Certificate Course at your own pace through the eHome America platform.

eHome America's is a certified web-based program for prospective homebuyers.

Important: If you are taking this course because you lender requires a certificate, please confirm your lender accepts the eHome America certificate. Not all lenders accept this certificate.

  • 24/7, from any internet-enabled device
  • $99 per person, non-refundable
Register

Homebuying 101 & Downpayment Assistance Class

Virtual

This virtual 1.5 hour class is offered monthly from 5:30 - 7:00pm and is designed to prepare entry level homebuyers with the fundamentals of homeownership. Budgeting, credit, lending, and home buying related topics are presented. Down payment programs are also presented with each community partner reviewing its program eligibility.

The link is emailed to registered attendees 24-hours prior to the scheduled class. One registration per person. This class does not provide a certificate of completion.

Remaining 2022 Dates:

  • Tuesday, November 8, 2022
Register

Money Management Course

Virtual

This online Money Management course is available through eHome America's comprehensive and interactive online platform.

eHome Money Management empowers you to:

  • Understand Savings and Spending, Understand Credit and Manage Personal Finances

We work with non-profit organizations and counselors to ensure you receive unbiased advice from professionals in your local community.

  • Course Fee: $50 per person, nonrefundable
  • The course fee is non-refundable.
Register

NeighborWorks Orange County is a HUD-approved housing counseling and education agency.

NW Education Logos
Why Education?

Take the First Step Toward Home Ownership

When you work with us, you can rest assured that we will arm you with the resources and knowledge to make informed, unbiased decisions. It’s the “NeighborWorks Orange County Way” to ensure you are prepared for the responsibilities of homeownership and are resistant to default and foreclosure.

Learn More