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EDUCATION COURSES & COUNSELING

Getting The Most From Homeownership

FREE Rental Counseling

Virtual

Our HUD-Certified Housing Counselors can help with identifying available resources to determine rent affordability and sustainability. Counselors can help you understand monthly budgeting, good rental practices and learn about your rights and responsibilities as a tenant. We are here to help you every step of the way, at no cost to you!

Free HECM Counseling

Virtual

Free Home Equity Conversion Mortgage (HECM) loans are federally insured reverse mortgage products that help seniors (62+) access the equity in their homes without having to sell their homes.

If your lender has asked you to complete HECM Counseling as a condition of your loan, we provide this line of service offered by our HUD Certified HECM Counseling Team.

*Free to California residents

FREE Mortgage Delinquency & Default Counseling

Virtual

A HUD-Approved Certified Housing Counselor is a trained professional who can guide you on the choices that may be available to prevent foreclosure. Each mortgage servicer and investor may offer borrowers alternative solutions that have different eligibility requirements. Every situation and solution is unique!

FREE Pre-Purchase Counseling

Virtual

Home ownership transforms lives, increasing families’ and individuals’ access to financial stability and wealth. Our HUD Certified Counselors will provide homebuyers with a thorough assessment; understanding debt, credit, down payment programs with the goal of getting you mortgage ready from beginning to end.

What Documents Do I Need?

These are also the documents you need to apply for a loan. If you have trouble finding any of these documents, reach out to the source. For tax returns, reach out to whatever service helped you file, and for bankruptcy documents, try reaching out to the court where your case was heard.

  • Three most current and consecutive pay stubs
  • Three most current, consecutive, and complete bank statements
  • Three most current and consecutive tax returns; Federal & State with W-2 and/or 1099 forms
  • Current Profit and Loss if self-employed

8-Hour HUD Approved Homebuyer Education Course

Virtual

This virtual course is scheduled from 8:30am – 4:30pm and geared for first time homebuyers who will be purchasing within one year, are currently in escrow or wanting to get a better understanding of the homebuying process. This HUD Approved Course is $25 per person with registration deadline three days prior to the scheduled course.

Key information on budgeting, credit, lending, real estate process, title, insurance and down payment assistance are covered. A certificate of completion, valid for one year, is provided upon verification of the online intake and all necessary information provided.

2024 Dates:

February 10, 2024 8:30am – 4:30pm English

February 24, 2024 8:30am – 4:30pm English

March 9, 2024 8:30am – 4:30pm English

March 23, 2024  8:30am – 4:30pm English

April 20, 2024 8:30am – 4:30pm English

May 4, 2024 8:30am – 4:30pm Spanish

May 18, 2024  8:30am – 4:30pm English

June 15, 2024 8:30am – 4:30pm English

 

 

 

eHome America Certificate Course

Online

Take this Advanced Homebuyer Education Certificate Course at your own pace through the eHome America platform.

eHome America’s is a certified web-based program for prospective homebuyers.

Important: If you are taking this course because you lender requires a certificate, please confirm your lender accepts the eHome America certificate. Not all lenders accept this certificate.

  • 24/7, from any internet-enabled device
  • $99 per person, non-refundable

Homebuying 101 & Down Payment Assistance Class

Virtual

This virtual 1.5 hour class is offered monthly from 5:45 – 7:00pm and is designed to prepare entry level homebuyers with the fundamentals of homeownership and reviewing budgeting, credit, lending, and home buying related topics. Down payment programs of up to $120,000 are also presented by our city partners that include Santa Ana, Garden Grove and Anaheim. Each community partner provides its program eligibility.

The link is emailed to registered attendees 24-hours prior to the scheduled class. One registration per person. This class does not provide a certificate of completion.

2024 Dates:

Tuesday, January 9, 2024
Tuesday, February 13, 2024
Tuesday, March 12, 2024
Tuesday, April 9, 2024
Tuesday,  May 14, 2024
Tuesday, June 11, 2024
Tuesday, July 9, 2024
Tuesday, August 13, 2024
Tuesday, September 10, 2024
Tuesday, October 8, 2024
Tuesday, November 12, 2024
Tuesday, December 10, 2024

Black Homeownership Empowerment Initiative

Virtual

The Black Homeownership  Empowerment Initiative (BHEI) is designed to narrow the  homeownership gap, increase wealth building, expand access to quality housing with a focus on affordability and sustainability in our  communities with down payment assistance. Click on the link to learn register.

Most BHEI workshops are scheduled the 3rd Thursday of every month from 5:45 – 7:00pm and offering selected dates in-person. Registration is required and the link is emailed 24-hours prior to the webinar:

Tuesday, January 16, 2024 ***in-person workshop***
Thursday, February 15, 2024
Thursday, March 21, 2024
Thursday, April 18, 2024
Thursday, May 16, 2024
Thursday, June 20, 2024
Thursday, July 18, 2024
Thursday, August 15, 2024
Thursday, September 19, 2024
Thursday, October 17, 2024
Thursday, November 21, 2024

Money Management

Virtual

This online Money Management course is available through eHome America’s comprehensive and interactive online platform.

eHome Money Management empowers you to:

  • Understand Savings and Spending, Understand Credit and Manage Personal Finances

We work with non-profit organizations and counselors to ensure you receive unbiased advice from professionals in your local community.

  • Course Fee: $50 per person, nonrefundable
  • The course fee is non-refundable.

NeighborWorks Orange County is a HUD-approved housing counseling and education agency.

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WHY EDUCATION?

Take the First Step Toward Home Ownership

When you work with us, you can rest assured that we will arm you with the resources and knowledge to make informed, unbiased decisions. It’s the “NeighborWorks Orange County Way” to ensure you are prepared for the responsibilities of homeownership and are resistant to default and foreclosure.

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