Our Community Investment Process
As an IRS-recognized 501(c)(3) organization, the profits we earn are invested back into the communities we serve, not into our shareholders’ pockets.
01
Home Ownership Education
Healthy finances and assistance make homeownership achievable. We equip customers to pursue homeownership through our HUD-approved home buyer development sessions and education courses.
02
Lending & Realty Services
Community investment starts with our basic services. We serve the community with lending realty services. We hold the profits we make from our lending and realty services
03
Money Stays in Our Community
We use our profits to fund community services, like free Financial Capability programs that help individuals and families stabilize financially and grow wealth-building skills.
04
Financial Capability
We make our courses accessible—find us at domestic violence and homeless shelters. We cover personal financial management, savings plans, fundamentals of mainstream banking and credit, and more.
05
Home Buyer Development
Whether it’s setting up savings plans, helping a customer find a matching down payment assistance program, or learning more about caring for a home long-term, we’re with you for the whole process.
06
Down Payment Assistance
We offer down payment assistance and matching savings programs, providing an extra boost to bridge the affordability gap in competitive markets. Let’s break down barriers to home ownership.
07
Home Ownership Builds Wealth
With more community members prepared to purchase homes through our Lending and Realty services, community reinvestment starts again. Let’s build your homeownership based wealth today!
