To qualify for down payment programs, borrowers are required to attend our HUD-Approved Advanced Homebuyer Course and complete a pre-purchase homebuyer development session with one of our HomeOwnership Advisors. All programs are based on household income eligibility and need. All funds are on a first-come, first-serve basis with a fully executed purchase contract.
* These programs are based on HUD Income Limits for Orange, Los Angeles, Riverside, San Bernardino, and San Diego Counties.
** These programs are based on the HUD Income Limits for Orange County. ‡ Platinum “Select” eligible borrowers must be in, or retired from, one of the following professions in CA. The lender will not make any exceptions. Proof of eligibility is required at the time of lock.

• Peace officers, Sheriff Deputies, Border Patrol Agents, Correctional Officers and others serving in a Law Enforcement capacity and employees of the eligible agency.
• Firefighters, CalFire, Paramedic, Emergency Medical Technicians (EMTs), including the employees of the eligible agency.
• Current members of the California State Teachers Retirement System (CalSTRS), University of California Retirement Plan (UCRP), employees of a California accredited Private, Charter or Public School District or California State University, Junior College or Private College, including their school employees. Verify a K-12 school’s accreditation at: http://directory.acswasc.org/
• Employees do not need to be tenured
• Part-time employees are eligible
• Medical sector employees must be actively employed. Examples of eligible employees include: Health Services (HHS), nursing homes, doctor’s offices, medical research, medical labs, lab/medical office couriers