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OUR LENDING SERVICES

Down Payment Assistance: Making Home Ownership Achievable

NeighborWorks Orange County is a nonprofit organization that provides first mortgage broker services, as well as direct lending of down payment assistance programs (DPA’s).

Our DPA’s are designed to assist eligible homebuyers in affording their first home purchase. Eligibility requirements vary depending on the program, but are generally subject to household income limitations and are based on need. In order to determine whether you may be eligible, please contact our Community Impact Team who will help you navigate the path to homeownership.

The first step on the path to homeownership is pre-purchase counseling and completion of the HUD Approved Homebuyer course. Make an appointment or register for a HUD Approved Homebuyer course.

Once our Community Impact Team has determined your eligibility for down payment assistance, you will be contacted by our Loan Department who will review our programs with you and help you determine the best down payment assistance for you. Your loan officer will also provide you with options for your first mortgage lender if you have not already selected one. DPA programs are subject to availability. Recently we have offered CalHome, CalHFA, and proprietary NWOC DPA’s.

Our Community Impact and Lending teams look forward to working with you toward the purchase of your first home!

What is Down Payment Assistance?

NeighborWorks Orange County knows that homeownership can feel out of reach for many people. Coming up with 20% to put down on a conventional loan may seem insurmountable. So, we not only offer but promote down payment assistance programs. Don’t leave money on the table.

1
Research

Know the price of your ideal home and your down payment amount

2
Reach Out

Reach out to explore down payment assistance options you qualify for

3
Choose

Choose between traditional down payment assistance or matching fund options

4
Home

Use your down payment assistance to find the right home

Down Payment Assistance

SEE IF YOU QUALIFY

Get Into Your Dream Home Sooner

What if down payment assistance shortened the time it took to save for your down payment?

Have Home Financing Questions?

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Down Payment Assistance