Refinancing: Use Current Market Prices to Your Advantage

Our HUD-Certified Housing Counselors can help with identifying available resources to determine rent affordability and sustainability. Counselors can help you understand monthly budgeting, good rental practices and learn about your rights and responsibilities as a tenant. We are here to help you every step of the way, at no cost to you!

Home Equity Conversion Mortgage (HECM) loans are federally insured reverse mortgage products that help seniors (62+) access the equity in their homes without having to sell their homes.

A HUD-Approved Certified Housing Counselor is a trained professional who can guide you on the choices that may be available to prevent foreclosure. Each mortgage servicer and investor may offer borrowers alternative solutions that have different eligibility requirements. Every situation and solution is unique!

Home ownership transforms lives, increasing families’ and individuals’ access to financial stability and wealth. Our HUD Certified Counselors will provide homebuyers with a thorough assessment; understanding debt, credit, down payment programs with the goal of getting you mortgage ready from beginning to end.

Our 90-minute entry-level webinar is designed to prepare homebuyers with the fundamentals of becoming mortgage ready. Home buying related topics will be presented along with information for down payment programs from community lending partners, city and non-profit community partners.

Financial Literacy is offered to non-profit partners in-person or via webinar by subject matter experts.