Whether you’re a first-time home buyer looking for a place to call your own, looking to refinance for a better rate or lock in a fixed rate, or a retiree looking to use a reverse mortgage as part of your retirement strategy, we’ve got you covered.
We also know that home ownership can feel out of reach for many people. Coming up with 20% to put down on a conventional loan may seem insurmountable. But, we understand how important it is to know your rent won’t go up, not have to ask before you paint your living room, and stay in one place long enough to build community. So, we offer down payment assistance programs for qualified borrowers and the education courses required to meet the terms of those programs.

We believe that everyone deserves a safe, affordable home. A place where individuals and families can be empowered, encouraged, and inspired. And since 1977, NeighborWorks Orange County (NWOC) has done that by opening doors to home ownership for thousands of community members.
Our long-standing belief is multi-generational wealth can be built through home ownership. So, we helped low-income individuals and families in La Habra and Santa Ana build wealth as home owners. We took the long-term approach of education to build good habits. Financial education classes helped:
Over time, the community’s trust and investment in our services encouraged us to expand. NWOC became a HUD-certified counseling, lending, and realty service. By the 1980s we were proud to assist our clients through the whole home-buying process.
Our success in La Habra and Santa Ana communities created a demand for our services in other low-income neighborhoods. We broadened our reach to all Orange County and portions of the surrounding counties.
Today, NeighborWorks Orange County provides well-rounded home ownership services to people from all walks of life. We’re proud to help our customers build wealth through sustainable home ownership!